What is the purpose of asking coordination of benefits questions for all patients?

The primary purpose of asking coordination of benefits questions for all patients is to ensure insurance accuracy. This process prevents billing errors and guarantees that providers are correctly billing the appropriate insurance company when a patient has multiple insurance plans. It helps in establishing which insurance is the primary payer, thus allowing for proper claims processing, reducing the likelihood of denied claims, and ensuring that the patient receives correct coverage for their healthcare services.

For providers, accurately understanding the coordination of benefits is crucial for maintaining effective financial practices and ensuring that all parties involved—patients, insurance companies, and healthcare facilities—are on the same page regarding the financial responsibilities for care received.